Banking Solutions
Credit and Financing That Funds Growth
Term loans, working-capital lines, and equipment finance — structured around your cash flow, from 8.5% per annum.
8.5%
Starting interest rate
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48h
Typical credit decision
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$5M
Max unsecured facility
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7yrs
Longest repayment term
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What It Covers
Capital for Every Stage of the Journey
Whether you are buying equipment, bridging receivables, or opening a second location, a Veltrix facility matches the loan to the life of the asset — so repayments track the revenue the money creates.
- Term loans for expansion, fit-outs, and acquisitions
- Revolving working-capital lines up to $5M
- Equipment and vehicle finance with seasonal schedules
What's Included
Everything in One Facility
Business Current Account
Free everyday transactions and instant transfers between your Veltrix accounts.
Flexible Repayments
Seasonal schedules that rise and fall with your revenue cycle.
Online & Mobile Control
Draw down, repay early, and track balances from anywhere, anytime.
Dedicated Manager
One named advisor from application through final repayment.
No Early Fees
Repay ahead of schedule whenever cash allows — at no extra cost.
Top-Up Options
Increase your facility as the business grows, without reapplying.
How It Works
From Application to Funding in Four Steps
01. Apply Online
Submit business and identity details through our guided form.
02. Secure Verification
We verify documents and cash flow, usually within a day.
03. Tailored Offer
Receive terms matched to your cycle — amount, rate, schedule.
04. Fund & Grow
Money lands in your Veltrix account; manage it digitally.